is a budget?
A budget is a written record of how much money you make and spend
every month. It provides a snapshot of your spending and saving
is budget counseling?
In budget counseling, we look at your current patterns of spending
and saving and assist you in developing a balanced budget.
is net household income?
Your net household income is the amount of money you earn or
receive each month after you take out state and federal taxes, health
insurance premiums, and other deductions. Your net household income
is the building block of your balanced budget.